Pawning means $aving!
Buying pre-owned goods can be a huge expense saver! In as little as 6 months, a car can depreciate up to 25% making it much more economical to buy used rather than new. The same philosophy applies to many of today's consumer items.
By buying used, you can save on all sorts of goods! TV's, stereos, video games, golf clubs, or jewellery just to name a few.
All of these items and more can be found in our store at a fraction of the retail price. A diamond ring that retails for $5000 can be found in our store for a mere $1750. What could you do with that extra $3250?
Most items we sell are less than a year old and are in pristine condition. Best of all, we price our merchandise for half of the retail price or even less. Many of our items also come with a guarantee ... So what are you waiting for?
Our Pawn Loans Get You Cash When You Need It!
At Pioneer Jewellery & Loan , we can lend you cash for your jewellery, gold, electronics, smartphones, tablets, computers, sports goods and more!
List of Services
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What Can I Pawn?List Item 1
The following items are great for pawning, especially if they are in good condition and brand name.
- Jewellery
- Watches
- Phones / Tablets
- LCD TVs
- DVD Players
- Gaming Consoles
- Digital Cameras
- Power Tools
- Sporting Goods
- Lawn and Garden Equipment
- Antiques / Collectibles
- Musical Instruments
When we assess the value of an item we look at its current retail value and make the pawn loan based on the resale value of the item. The type of item being pawned and its condition makes a difference in the loan value as well.
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How do Pawn Loans Work?List Item 2
Pawn loans are a simple form of collateral credit. Cash is given in exchange for an item that the pawnbroker - that's what we call the person who gives the loan, holds onto as security, or collateral, until it is completely paid back. Once the pawn loan is paid back the item is returned to the customer.
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What happens if the loan isn't paid back?List Item 3
We make every attempt to have each and every item that is pawned picked up by the person who pawned it. However, sometimes even after repeated attempts to contact the customer the item goes unclaimed. In that case, the item becomes our property and is put out on the sales floor at competitive prices.
Pioneer Jewellery & Loan is more accessible than a bank because you can borrow small amounts of money when you need it – without hassle of applying for a bank loan. We don’t need financial information or proof of employment and you never have to fill out a loan application. All you need is to bring your valuables and two pieces of valid ID to our store and we can get you a loan in as little as 5 minutes!
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Do you sell stolen goods?List Item 4
We do everything in our power to ensure we're pawning and selling legitimate products. Industry statistics show that less than 0.5% of all items pawned are deemed to be of questionable ownership. If you are unsure about an item and want to check the SIN number, or if you need to report a stolen item to the police click on the links below.
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How much can I borrow?
There is no limit to how much you can loan as long as you have the equal value in collateral.